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  Andy says:
Complaint: "Quickbooks business Master Card really sucks! NO customer service, no response at all."
  Tim Wohlford
Michigan

Complaint:
For the past 2 years I've made the payment on the same day of the month (Quicken).  I haven't missed a payment in over 3 years (when I lost my job). 

A couple of days ago I got a phone call, on the day when my payment normally arrives, demanding immediate payment (claimed they had my checking account info to make it easier).  They claimed I was 2 days late (Sunday???) and therefore the card was suspended, a late fee of $35 was charged, my interest rates jacked, etc. 

Worse than the collections agent (who actually apologized for having to follow his script) the Customer Service Rep (in India) was more demanding and even nastier. 

Fortunately, I had enough cash to pay it off.  The check clears tomorrow and I'm outta there.

Their problem is the same as Providian - they are being pressured to dump "substandard" credit card debt, and the best way they can do it (in their minds) is to be nasty to the customer.  Don't believe me?

http://www.federalreserve.gov/boarddocs/press/Enforcement/2003/20030925/default.htm
   
   
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