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Screwed cardholder
San Diego
Complaint_against: First Bankcard of Omaha
Complaint:
This company pisses me off and I want everybody to know it. First Bankcard
sent me notices that they were going to raise my rate AGAIN! What pisses me
off more than anything is how in the world my payment can up from $283 to
$401 in one month. After contacting the company, all I got from them was
you got a notice and that is the new rate and you need to pay it. This is
ridiculous! I feel sorry for anybody who works with this shister outfit.
This company makes every effort to raise acct balances and then turns around
and starts raising your rates. I am not worried because they will gone
shortly but I would suggest to everyone that you steer as far away from
First Bankcard of Omaha as you can. If they send you a credit card, throw
that thing away as fast you can, even better burn it. If you can't fight the
system then complain about and let millions of people out there know what
they did to you. They are nothing but a bunch of crooks.
STAY AWAY FROM FIRST BANKCARD OF OMAHA!!!!!!!!!!!!! |
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Irate Cardholder
PA
Complaint_against: First National Bank of Omaha
Complaint: I had a First National Bank Visa for 10 years. This Christmas
both my wife used it for a gift and somehow after fincance charges at the
end of the month, it went over the limit. The next month, we just looked at
the minimum payment, paid it (still not realizing that it had gone over the
limit, and the minimum, didn't take it under the limit). The next month, our
interest rate went from 14% to 28% and for some unknown reason just went to
31%. In the 10 years I've had the card, we have never had a late payment,
never went over the limit, and we have an excellent credit record. This
place sucks. NEVER USE THEM. They refuse to lower it and constantly say that
if we would read the cardholder agreement, we'd see it's within their right
to do this. I have my own company and as a startup we put a lot of the costs
on our personal credit cards. As a result I have $25,000 on the card at a
31% interest rate. It's absolutely killing me, and they could care less. |
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Victimized
North Dakota
Complaint_against: First BankCard of Omaha
Complaint: I had a credit card with First BankCard of Omaha for 15 years. I
never missed a payment and never had a late payment as far back as I can
remember. A few months ago, without any warning, I got a notice in the mail
that they had summarily closed my account. It seems that the check I mailed
to them never reached them. Less than a week after the payment was due,
they closed the account. I immediately phoned them and made a payment over
the phone, but to no avail. I talked to three different representatives and
two were incredibly rude. They gave me some song and dance about how I had
charged items in one month that were almost as much as my payment and they
apparently didn't like that. When I asked them what happens if you go on
vacation and charge things like hotel, car rental, air fare etc., they had
no good response. When I complained about their unfair practices, the last
guy I talked to said, and I quote," We're a bank. We can do anything we
want." He !
then hung up on me. I would strongly suggest that anyone holding a
FirstBank card pay it off ASAP and find another card. Don't do business
with these people. They're vicious. |
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